Equity release company working for clients in Kent, UK
Welcome to Access Equity Release. We are award-winning equity release specialists working in Kent and throughout the UK. We can provide you with professional, personal and unbiased advice and help regarding accessing wealth that is tied to your property.
So, what is equity release? Equity release gives you a way to release the money tied up in your property, either by taking a loan secured against your home or selling all or part of your home. You do not need to have paid off your mortgage in full to access these financial products. There are a number of different equity release products. It is important to take advice around equity release, so you can decide if it is the right option for you.
The amount of money you release can be used for any purpose. Common uses include:
- Mortgages and debts
- Home improvements
- Holidays and travelling
- Debt repayments
- Helping out loved ones and family members
- Supplementary income
There are two main types of scheme, including lifetime mortgages and our equity release brokers can take you through the process of how equity release works. We will take time to understand your needs more fully, so we can go away and research the viable options, so we can put you in complete control of the process.
We are also not restricted to a panel of lenders and can look across the whole market to find suitable equity release products. We offer a personal service and our equity release advisors are authorised to look at other regulated products, including second charge lending and residential mortgages.
If you would like to know more about equity release, equity release mortgages and our services, please contact us now on 0333 000 2097. We work throughout the UK, including in Bournemouth and Guildford.
Equity release in Kent
Known as the ‘Garden of England’ for its orchards and vineyard, Kent is a highly desirable area to live. It is well known for its coastal beauty and areas of Outstanding Natural Beauty. Significant towns in the county include Canterbury, Dartford, Gillingham, and Tunbridge Wells. Whilst house prices differ over time and between areas, the general trend is always to increase over time.
Did you know that the average house price in 2020 according to Rightmove was over £372,000? Detached properties in the county sold for an average of £574,000, whilst semi-detached homes sold for an average of £377,000. Prices were up 8 percent on 2017 values. In the wake of the coronavirus pandemic, house prices continued to go up as Kent became a go-to destination for Londoners seeking a better quality of life.
If you would like to remain in your home in Kent but have more money for things like travel or home improvements, equity release could be a solution. If you take out a lifetime mortgage, we can find the best product from across the market for your needs. You can stay in your home and have more tax-free money to enjoy as you wish. Call our advisers, and they will be able to learn more about you and your financial situation, so they can offer the best honest and impartial advice.
“Supported throughout journey in a very caring and professional manner. Any questions or concerns raised by us were answered or acted upon in a very concise and quick timeframe. Our adviser guided us through the procedures in a caring and thoughtful manner, making sure that our needs were being met and addressed at all times.”
Mr and Mrs D, Kent
As described by our client, your Access Equity Release adviser is dedicated to your case from your first point of contact. You can contact them at any time to ask questions or to guide you through the process. Mr and Mrs D agreed that the adviser explained the recommendations in a manner that was easy to understand. They also said that the adviser listened to their requirements and was fully aware of their financial needs and objectives. They strongly valued the face to face service from their adviser and scored him 10/10 for his service.
This is important as our advisers examine your information with you to carefully assess if equity release is the right choice in your circumstances. They also assess if it is affordable. Once you decide to go ahead, your Access Equity Release adviser will search the market to find you’re the best possible deal to fit your circumstances and goals. This is important as some advisers restrict themselves to a panel of lenders. We prefer to explore as many options as possible.
Why not book an appointment with us to find out how equity release could work for you?
Equity release options: Lifetime mortgages for individuals near Canterbury
The main type of equity release is a lifetime mortgage. If you are aged 55 or over, a lifetime mortgage allows you to unlock tax-free cash from your home, so you borrow a proportion of your home’s value. You can take your money all at once, or access smaller amounts when you need to, known as a drawdown mortgage. Interest is charged on the amount you have borrowed but this is not paid back until you die or decide to sell your property. You still retain full ownership of the property. Read our blog on lifetime mortgages and care in later life.
Why is equity release so popular? Our Kent equity release company can assist you
There are a number of benefits associated with equity release.
As house prices go up, many people are looking into equity release as a way of boosting their retirement funds. Many people pay for their day-to-day expenses from their pension pots, but what about everything else? Our equity release advisors work around guidelines set to look after clients’ best interests.
There are many reasons why equity release is so popular. These include:
- The money you release is tax-free
- You can have access to draw-down facility if you need in the future
- There is no need for monthly repayments unless you wish to make them
- You can still continue to live in your home and own your property
- Most providers offer a no negative equity guarantee, so if your property is worth significantly less than your mortgage, you or your beneficiaries will not need to cover the difference
- You can spend the money on whatever you like
- You can take the money out in one lump sum or in smaller instalments
- Your mortgage is portable, so you can move home, as long as you meet the provider’s criteria
Look at our equity release calculator to see how much tax-free cash you could raise.
To speak to equity release specialists in Kent, call Access Equity Release now
If you have questions for our friendly team, please call us now on 0333 000 2097 or email info@accessequityrelease.com
One of our experienced equity release advisers will come to see you in the comfort of your home in Kent. We travel far and wide, including: –
- Ashford
- Aylesford
- Beckenham
- Belvedere
- Bexley
- Bexleyheath
- Bickley
- Birchington
- Boughton Street
- Broadstairs
- Broardstairs
- Bromley
- Canterbury
- Chartham
- Chatham
- Cranbrook
- Dartford
- Deal
- Dover
- Edenbridge
- Erith
- Faversham
- Folkestone
- Fordwich
- Gillingham
- Goudhurst
- Gravesend
- Greenhithe
- Hawkhurst
- Herne
- Herne Bay
- Hythe
- Keston
- Longfield
- Lydd
- Maidstone
- Margate
- Meopham
- New Romney
- Norfleet
- Northfleet
- Orpington
- Paddock Wood
- Queenborough
- Ramsgate
- Rochester
- Romney Marsh
- Royal Tunbridge Wells
- Sandwich
- Sanwich
- Sevenoaks
- Sheerness
- Sidcup
- Sittingbourne
- Snodland
- Southfleet
- Strood
- Swanley
- Swanscombe
- Tenterden
- Tonbridge
- Tunbridge Wells
- Walderslade
- Welling
- West Malling
- West Wickham
- Westerham
- Westgate
- Westgate-on-sea
- Whitstable
- Wilmington
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If you would like to know more about equity release then please get in touch.
