Qualified equity release advisers in London, UK
If you are researching whether equity release is the right choice for you, Access Equity Release are a team of equity release professionals working for clients across London. We offer impartial, professional, and tailor-made advice about how you can unlock the power of the equity in your property, so you can do more of what you love.
Access Equity Release are totally independent, we have access to the whole of the equity release market for equity release products. Unlike other firms who may be ‘’Tied’ or a ‘Restricted Adviser’, we get to know you and your circumstances and search for exactly the right product and deal for you. We always try to sit down in person to discuss your unique circumstances and explain the costs and risks involved. This can also be done via video call or phone call. We are authorised and regulated to deliver this advice and we are dedicated to trying to help you make informed decisions about how you can enjoy your retirement.
How could equity release change your life? If you are facing financial barriers, equity release could be the answer to releasing money that has built up over decades of home ownership. Whilst some people may consider downsizing, understandably some people do not want to leave their beloved family homes and neighbours.
To talk to our equity release company, please call now on 0333 000 2097.
Why choose our professional London equity release brokers?
Taking out an equity release mortgage is a big decision and not one that should be taken lightly. All products will offer certain benefits and features and we will work hard to get to know you, so we can suggest exactly the right products for you. We never use complex jargon and always speak in simple, understandable language. Equity release is not always the right choice for everyone.
We are proud to have won a clutch of awards; we were named as winners of the Moneyfacts Equity Release Advisors of the Year 2019 at the MoneyFacts Investment Life and Pensions Awards and are delighted to have been shortlisted again this year for the 2020 Awards.
Why release equity in London? An overview of the property market
London has always been a very safe bet for a property investment. If you bought your London property some time ago, the chances are you will have seen its price rocket over time. Whilst the property market has seen its ups and downs, it is widely accepted that property is one of the safest and most lucrative places to invest your money. London has seen huge price growth over time as demand has outstripped supply, with all types of properties seeing growth from flats and maisonettes in the London suburbs to large, detached homes in West London. All these properties will have likely increased hugely in value.
According to ONS (Office of National Statistics), in 2020, London’s average house price increased by 4.7 per cent over the year to March 2020, the largest 12-month growth the capital has seen in recent years. And according to Halifax in September 2020, the average first home in London had almost doubled in price in ten years to hit £464,000. London house prices are also predicted to increase further and outperform other cities in the UK.
If you are based in London and are thinking about releasing equity or whether equity release is the right option for you, please call our advisers. We would be delighted to visit you and discuss your options further. All our initial consultations are completely free of charge, with no obligation to you.
Why is equity release in London the right choice for some people?
An equity release plan means that people aged over 55 can access some tax-free money tied to their home without having to move out. The money can be given all at once in a lump sum, or you may want to choose to release funds as and when you need them, known as a Reserve or Drawdown Lifetime Mortgage.
If you are considering releasing equity, you will probably have a clear idea about how you would use the money. Here are just some of the reasons why people choose to release equity:
- Clear existing debt: If you are struggling to repay loans or other debt, equity release may be an option.
- Repay an existing interest only mortgage.
- Trips of a lifetime: You may want to organise a holiday or a lifetime or travel more without having to worry about your finances.
- Home improvements: Whether you want to replace a kitchen or future-proof your property with a refurbishment, equity release can help with this.
- Payment of regular bills: Some people find that money is a bit tighter during retirement and they want to take more financial control.
- Help family and friends: Many people want to help their children get on the property ladder or help pay for their grandchildren’s education and this can be a way to do this.
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What are London lifetime mortgages?
There are a number of equity release products, which are sometimes called over 55 home loans, later life mortgages, and retirement mortgages. With a lifetime mortgage, you can take a loan out, which is secured against your home and does not need to be repaid until you die or go into long-term care. Use our online equity release calculator to estimate how much you could raise.
At Access Equity Release we are proud of our excellent standards in customer service and quality advice. Here is just one example from a client who valued our open and thorough advice process before she decided to go ahead.
Lifetime Mortgage
“Fifteen months ago, I investigated a lifetime mortgage. My advisor was brilliant but I decided the time wasn’t right for me to go ahead. So when I revisited the idea in November last year, I decided not to shop around but go back to the man I felt I could trust. And I wasn’t disappointed.
Knowledgeable, straightforward, reassuring and incredibly patient (I must have asked him the same questions a hundred times) he guided me through the process paying real attention to detail.
My hand was held throughout. He never failed to return a phone call and would call regularly himself just to check that things were going smoothly and I was okay with everything.
The mortgage has been completed and I am able to proceed with the outside refurbishment of my house as well as pay off my debts. At last I can use my pension for living, and even saving, rather than simply furnishing debt…
If ever I need future advice he’ll be my go-to advisor. If there were more stars to award I’d still give him the maximum.”
At last I can use my pension for living, and even saving, rather than simply furnishing debt
Want to know more?
If you would like to find out more about equity release and how it could work for your own individual circumstances, get in touch with Access Equity Release.
Equity Release products are complex financial services and advice is compulsory.
To discuss retirement mortgages and other equity release plans in London, please get in touch.
Our equity release advice service can help you decide if it is right for you. Please call 0333 443 9825 or email info@accessequityrelease.com
Equity release advisers available for face-to-face appointments in the following areas:-
Abbey Wood
Acton
Anerley
Balham
Barkingside
Barnes
Barnsbury
Battersea
Bayswater
Beacontree Heath
Beckton
Belgravia
Bellingham
Belmont
Bermondsey
Bethnal Green
Blackheath
Bloomsbury
Borough
Bow
Brixton
Bromley-by-Bow
Brownswood Park
Burghley
Camberwell
Camden
Canning Town
Catford
Chadwell Heath
Charlton
Chelsea
Chiswick
City of London
Clapham
Clapton
Clerkenwell
Cockfosters
Collier Row
Cranford
Cranham
Cricklewood
Crouch End
Crystal Palace
Cubitt Town
Dalston
De Beauvoir Town
Deptford
Downham
Dulwich
Ealing
Earls Court
East Beckton
East Finchley
East Sheen
Edmonton
Elephant & Castle
Elm Park
Elmers End
Eltham
Finchley
Fitzrovia
Foots Cray
Forest Gate
Friern Barnet
Fulham
Gidea Park
Golders Green
Goodmayes
Gospel Oak
Greenwich
Hackney
Hadley Wood
Haggerston
Ham
Hammersmith
Hampstead
Hanwell
Harmondsworth
Harold Hill
Harold Wood
Harringay
Hatch End
Hendon
Heston
Highbury
Highgate
Hither Green
Holborn
Homerton
Hornsey
Hoxton
Isle Of Dogs
Islington
Kennington
Kensal Town
Kensington
Kentish Town
Kilburn
Kings Cross
Knightsbridge
Ladbroke Grove
Lambeth
Lampton
Lewisham
Leyton
Leytonstone
Limehouse
Little Heath
Lower Clapton
Lower Holloway
Maida Vale
Manor Park
Marylebone
Mayfair
Mill Hill
Millwall
Mortlake
Muswell Hill
New Cross
New Eltham
Newbury Park
Newham
North Finchley
North Woolwich
Notting Hill
Olympia
Osterley
Paddington
Palmers Green
Peckham
Penge
Perivale
Petersham
Pimlico
Plaistow
Plumstead
Ponders End
Poplar
Prestwich
Putney
Radcliffe
Rayners Lane
Redbridge
Roehampton
Rotherhithe
Roundshaw
Royal Victoria Dock
Scrattons Farm
Seven Kings
Seven Sisters
Shepherd’s Bush
Shoreditch
Silvertown
Snaresbrook
Soho
South Bank
Southfields
Southgate
Southwark
Spring Grove
St Giles
St Johns Wood
St Luke’s
St Mary Cray
Stamford Hill
Stepney
Stockwell
Stoke Newington
Stratford
Streatham
Streatham Hill
Sudbury Hill
Swiss Cottage
Sydenham
Temple Fortune
Thames View
Thamesmead
Tolworth
Tooting
Tottenham
Tulse Hill
Upper Clapton
Upper Holloway
Upper Norwood
Vauxhall
Walthamstow
Walworth
Wandsworth
Wanstead
Wapping
Wealdstone
Wealstone
West Green
West Ham
West Hampstead
West Silvertown
Westminster
Whitechapel
Whitehall
Whitton
Willesden
Wimbledon
Wimbledon Village
Winchmore Hill
Wood End
Wood Green
Woodlands
Woolwich
Worton
